Auto Loan
A broad view of the important details you need to know.
Maximum Tenor
5 Years
Loanable Amount
%
20
Down payment and Car/Motorcyle Selling Price
Collateral
CHATTEL
To apply for a loan, you must meet the following criteria:
Basic Criteria
- Filipino citizens resident in the country.
- Foreign nationals possessing immigrant visas resident in the country.
- Applicant must be between 21 to 60 years old.
Basic Requirements
- Completely filled-out and signed Application Form
- Two (2) valid Government-issued IDs with 3 specimen signatures
- Quotation from dealer
For Employed
- Certificate of Employment and/or payslips for the last three (3) months
- Latest BIR Form 2316
- Latest Income Tax Return (ITR) and Audited Financial Statements (AFS) for the last three (3) years, if applicable
- Bank statements or photocopy passbook for the past three (3) months
For Sole Proprietor/Self-Employed
- Certificate of Registration of Business Name issued by the DTI
- Certificate of Registration with the Bureau of Internal Revenue (BIR)
- Mayor’s/Business Permit • Latest Income Tax Return and Annual Financial Statements duly stamped received by the BIR
- In-house/Audited Financial Statements for the last three years
- Other supporting documents to substantiate financial capacity (e.g., bank statements, lease contracts, purchase orders, official receipts, etc.)
- Bank statements or photocopy passbook for the past three (3) months
For Partnerships
- Articles of Partnership
- Certificate of Partnership issued by the SEC
- Certificate of Registration with the Bureau of Internal Revenue (BIR)
- Mayor’s/Business Permit
- Latest Income Tax Return and Annual Financial Statements duly stamped received by the BIR
- In-house/Audited Financial Statements for the last three years
- Other supporting documents to substantiate financial capacity (e.g., bank statements, lease contracts, purchase orders, official receipts, etc.)
- Bank statements or photocopy passbook for the past three (3) months
For Corporations
- Latest General Information Sheet as filed with the SEC
- Certificate of Corporation issued by the SEC
- Articles of Incorporation and By-Laws (latest version including amendments, if any)
- Certificate of Registration with the Bureau of Internal Revenue (BIR)
- Mayor’s/Business Permit
- Latest Income Tax Return and Annual Financial Statements duly stamped received by the BIR
- In-house/Audited Financial Statements for the last three years
- Other supporting documents to substantiate financial capacity (e.g., bank statements, lease contracts, purchase orders, official receipts, etc.)
- Bank statements or photocopy passbook for the past three (3) months
Collateral Documents
- Original Certificate of Registration issued by the LTO (for motor vehicles)
- Original current LTO Official Receipt for annual registration fee (for motor vehicles)
Looking for additional assistance?
Explore our support links with ease to get the answers and help you’re looking for.
Your Trusted Partner in Personal Banking
Century Savings Bank has been helping individuals manage their finances for over 30 years. With a commitment to security, transparency, and personalized support, we’re here to help you succeed.
Explore Personal Banking