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Opening an account is simple and can be done from the comfort of your home.

Key Features of the SmartSaver Account

The SmartSaver Account comes packed with innovative features that set it apart from traditional savings products:

1

Tiered Interest Rates – The more you save, the higher the interest rate you earn, incentivizing consistent deposits.

2

Zero Maintaining Balance – Enjoy the freedom of maintaining an account without worrying about balance requirements.

3

Monthly Interest Payouts – Receive interest earnings on a monthly basis to help you see tangible growth.

4

Flexible Withdrawals – Access your funds anytime with no penalty for withdrawals, giving you peace of mind.

Why Choose the SmartSaver Account?

We understand that customers have diverse financial goals. Whether you’re saving for a big purchase, an emergency fund, or simply building a nest egg, the SmartSaver Account provides the tools you need for growth. Here’s why it stands out:

1

High-Interest Rates: With rates up to 2.5% p.a., you can grow your savings faster than a typical savings account.

2

Digital Banking Convenience: Manage your SmartSaver Account through the Metrobank online platform or mobile app, giving you full control over your savings wherever you are.

SmartSaver Account vs. Traditional Savings Growth

This graph illustrates the growth of savings over a 12-month period with the SmartSaver Account compared to a traditional savings account with a 0.5% interest rate. As shown, the SmartSaver Account offers superior growth potential, providing customers with a more rewarding savings experience.

Why Choose the SmartSaver Account?

Start your journey to smarter saving today with the Metrobank SmartSaver Account. Take advantage of this innovative product to achieve your financial goals with ease.

Download the SmartSaver Guide

Want to learn more? We’ve prepared a comprehensive guide to help you understand all the benefits and terms associated with the SmartSaver Account.

Product Brochure: SmartSaver Guide
Feb 18, 2025 Download

Steps to Open Your SmartSaver Account

Opening an account is simple and can be done in just a few steps:

1

Visit the Metrobank Website – Go to our online banking platform.

2

Register or Log In – Sign in to your existing account or register as a new user.

3

Navigate to “Open a New Account” – Select the SmartSaver Account option.

4

Complete the Form – Fill out the necessary personal and financial information.

5

Submit and Verify – Submit your application and wait for a confirmation email within 24 hours.

Comparison of SmartSaver Account and Traditional Savings Account

Feature SmartSaver Account Traditional Savings Account
Interest Rate Up to 2.5% p.a. 0.5% p.a.
Interest Payout Monthly Quarterly or Annually
Minimum Balance No Monthly PHP 5,000 or more
Withdrawals Flexible, no penalty Limited, may incur fees
Digital Access Full online and mobile access Limited or basic access

Top Tips for Maximizing Your SmartSaver Account

  • Set Regular Deposits – Automate monthly contributions to build your savings effortlessly.
  • Monitor Your Balance – Higher balances unlock higher interest rates, so keep track of your growth.
  • Use Online Tools – Take advantage of Metrobank’s online calculators to forecast your savings.

 

  1. Use Online Tools – Take advantage of Metrobank’s online calculators to forecast your savings.
  2. Use Online Tools – Take advantage of Metrobank’s online calculators to forecast your savings.
  3. Use Online Tools – Take advantage of Metrobank’s online calculators to forecast your savings.